Franchise term loans are used primarily when you need to cover both intangible costs (construction costs, inventory, and marketing) and ("hard") costs (equipment, furniture).

Franchise loans are commonly collateralized by liens in personal and/or investment real estate. If you already own and operate an existing business, that business can be used to guarantee the new business.

Typically the terms are between 5 to 7 years. If they include real estate, the terms can be much higher.

What can be financed?

• Equipment
  
• Store construction or remodeling
  
• Leasehold improvements
  
• Working capital
  
• Franchise fees

This is our most flexible financing program which welcomes startup franchisees, as well as multi-site operators.