Equipment Leasing
 
 

Would you pay your office staff their salaries five years in advance? Of course not, and that is the same reason you should lease depreciating equipment for your business.

Leasing pays for itself. Your profits come from the use of the equipment, not the ownership of it. When you lease, it earns its worth because you pay for it as you use it.

Leasing can help your financial picture by matching the terms of the lease with the useful life of the equipment, and also by providing 100+% financing which in turn enhances your company's financial position.

 
 
 
 
  Benefits of Equipment Leasing:  
Less impact on cash flow Lower monthly payments more easily meet your cash flow requirements.  
       
Reduced interest rate risk By locking in fixed payments now, you can avoid the risk of inflation in the future.  
 
Reduced paperwork <$75,000 program only require a simple, one-page application for established franchises.  
 
Conservation of capital and credit Your lines of credit and internal sources of capital aren't tied up in equipment. Instead, they're available for opportunities such as future expansion, marketing, or personnel.  
 
Immediate use of equipment After signing your documents, you can contact the vendor to schedule delivery. It's that easy.  
 
100% financing - including soft costs In addition to financing 100% of the equipment, you can include "soft" costs such as sales tax, shipping, software, training, extended equipment warranties maintenance and installation.  
 
Tax benefits Depending on the structure, you may be able deduct the monthly lease payments as an operating expense. In addition, leasing may help your practice avoid the Alternative Minimum Tax (AMT).  
 
Improved balance sheet ratios Unlike the other methods of financing, operating lease obligations generally are not capitalized, improving balance sheet ratios.