If you've recently left an organization your 401(k) stays intact. Following very specific guidelines will allow you to use the proceeds of a 401(a) pension, profit sharing, 401(k), 403(b), 457, other qualified retirement plan, IRA and rollover IRA money without distributions, taxes, penalties, or loans, to fund your new franchise.

The cost to setting up the structure to meet the guidelines can be high. Typically in the $5,000 range since there are many experts involved (i.e. Accountant, Lawyer, Stock Broker). There are also annual administration fees involved (typically <$1,000/yr).